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  • Writer's pictureJim Carlson

Meeting People Where They Are.

A Compassionate Approach to Financial Planning

Financial planning is a journey, not a destination. It's a process that evolves with you, adapting to your life's transitions, goals, and dreams. At Carlson Planning, we believe in 'calling you in, rather than calling you out.' This means we meet you where you are in your financial journey, providing guidance and support tailored to your unique circumstances. We understand that everyone's financial journey is different, and we respect the path that has brought you to where you are today. Our role is not to judge or criticize, but to provide a roadmap for the journey ahead, guiding you towards a future of financial security and independence.

Understanding Your Financial Health

Table of Financial Elements
Elements, Your Financial Vital Signs

The first step in our process is understanding your current financial health. We conduct a detailed assessment, taking into account your income, expenses, savings, investments, and debts. This isn't about pointing fingers or laying blame. It's about understanding your starting point, so we can chart the best course forward. We take the time to understand your financial history, your current situation, and your future goals. We consider all aspects of your financial life, from your day-to-day budgeting to your long-term investment strategy. This comprehensive approach allows us to create a financial plan that is truly tailored to you.

Aligning Your Financial Goals with Life Events

Setup Auto Saving
Pair Life Events with Your Finances

Life is full of transitions - buying a home, starting a family, changing jobs, planning for your children's education, or preparing for retirement. Each of these life events comes with its own financial implications. We work with you to align your financial decisions with these personal goals, ensuring your financial plan evolves with you. We understand that your financial goals are not just about numbers on a spreadsheet. They are about your dreams for the future, your hopes for your family, and your vision for your retirement. We take the time to understand these goals, and we work with you to create a financial plan that will help you achieve them.

Empowering You with Knowledge

Knowledge is power
Teach a Man to Fish, He'll Eat For Days

We believe that knowledge is power. Our goal is to equip you with the information you need to make informed decisions about your financial future. We explain complex financial concepts in simple, understandable terms, helping you to understand the 'why' behind our recommendations. This fosters financial independence and boosts your confidence in your financial wellbeing. We provide regular updates and educational resources, keeping you informed about the latest financial trends and developments. We also offer workshops and seminars, providing you with the opportunity to learn more about financial planning and to ask any questions you may have.

Adaptive Financial Strategies

Your Advisor and Your Piggybank.
Your Advisor & Your Piggy Bank

Your financial plan isn't set in stone. It's a living, breathing document that changes as your life does. We regularly review and adjust your plan, ensuring it continues to serve your evolving needs and goals. This adaptive strategy ensures your financial plan progresses with you, meeting you where you are at each stage of your journey. We understand that life is unpredictable, and your financial plan needs to be flexible enough to adapt to these changes. Whether it's a change in your career, a new addition to your family, or an unexpected financial challenge, we're here to help you navigate these transitions and to adjust your financial plan accordingly.

Fiduciary Responsibility

As a fiduciary, we are committed to putting your needs first. This means we take the time to understand you and your goals before suggesting any strategies. We are committed to upholding this service standard, ensuring our advice is always in your best interest. We believe in transparency and honesty, and we will always explain our recommendations and the reasoning behind them. We are here to serve you, and we will always act in your best interest.


At Carlson Planning, we believe in meeting people where they are in their financial journey. We're here to guide you, support you, and empower you, no matter where you're starting from. We're not here to call you out, but to call you in, inviting you to take an active role in your financial future. Because wealth isn't just about numbers - it's a tool for a fulfilling life.

Remember, it's never too early or too late to start planning for your financial future. So, wherever you are in your journey, we're here to meet you. Let's start planning together. We look forward to joining you on your financial journey, providing the guidance and support you need to achieve your financial goals. Together, we can create a financial plan that is as unique as you are, and that will serve you well for years to come.


Carlson Planning Company, LLC is a Registered Investment Advisor domiciled in Massachusetts.


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